body, a, p, td, li, ul, h1, h2, h3, h4 {
	margin: 0;
	font-family: verdana, arial, serif, lucida;
	margin: 0;
	padding: 0;
	font-size: 12pt;
	color: #666;
}

body { margin-left: auto; margin-right: auto; width: 954px; }

h1, h2, h3 { padding-bottom: 5px; padding-left: 8px;}
h1 { font-size: 18pt; }
h2 { font-size: 16pt; }
h3 { font-size: 14pt; }

#head { height: 120px; background-color: #C52727; padding-left: 40px; }

#logo { margin-top: 27px; }

#body { width: 954px; }

#menu { padding: 60px; width: 170px; vertical-align: top; }
#menu ul { list-style-type: none; }
#menu ul li { font-weight: bold; padding-bottom: 8px; }
#menu ul li a { text-decoration: none; }
#menu ul li a:hover { color: #424a88; }

#cont { padding: 60px; vertical-align: top; }
#cont p { text-indent: 8px; padding-bottom: 8px; }
#cont ul { list-style-type: none; }
#cont ul li { padding-left: 12px; }

#foot { width: 954px; height: 45px; background-color: #C52727; }

#btm_text { float: left; }
#btm_text, #btm_text a { color: #fff; margin-top: 16px; font-weight: bold; font-size: 8pt; padding-left: 20px; }
#btm_text a { padding-left: 10px; text-decoration: none; }
#btm_text a:hover { color: yellow; }

#img_ref1, #img_ref2 { width: 40px; float: right; }
#img_ref1 {	margin-top: 16px; }
#img_ref2 { margin-top: 18px; }